What are “VA loan limits”? The Veterans Administration (VA) sets a maximum loan limit for what a qualified Veteran home buyer, with full entitlement, can borrow without making a down payment. This VA loan limit is calculated based on the average price a home is selling for in that county. That means that all across California, the limits will […]
Tim Storm
4 myths about the VA loan program
The VA loan program is an amazing benefit for our veterans in California. Surprisingly, there are thousands of veterans in California that haven’t used the program because of some longstanding misconceptions about VA loans. Here is the truth behind 4 of the most popular myths regarding the VA loan program… Myth #1: You need to […]
VA Loan Calculator for California Veterans
[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Finding an accurate VA Loan calculator is not an easy task for California Veterans. Researching and doing your due diligence is important when in the process of searching for a VA loan to purchase or refinance a home. Some mortgage websites provide a loan calculator […]
California Veterans Can Use Their VA Loan Benefits Multiple Times
[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] How many times can a Veteran use the VA home loan benefit? A California Veteran’s home loan benefits with the VA program is an often misunderstood concept. Many think that their entitlement is a one and done deal or expires after a certain time period. […]
What is Needed to Qualify for a VA Loan in California?
[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] What is needed to get a VA loan in California? Fannie Mae recently released their “What do consumers know about the Mortgage Qualification Criteria?” Study. The study revealed that Americans are misinformed about what is required to qualify for a mortgage when purchasing a home. […]
California VA Loan Limits for 2016
[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] The California VA loan limits for 2016 were recently announced and are mostly unchanged from the limits of 2015. However, there were four California counties that did experience an increase in loan limits. VA Loan Limits Can Differ for each California County Loan limits are calculated by the Federal Housing […]
Jumbo VA Loan Program for Orange County, CA
The Jumbo VA loan program for Orange County, CA has become a fairly widely used way to finance a home over the past few years. As more Veterans in Orange County are discovering the many advantages of the VA program, it has become very popular. But what is it that makes the Jumbo VA loan program so great.
VA IRRRL Refinance for California VA Loans
The VA IRRRL refinance program is a great way for California VA loan borrowers to take advantage of low interest rates. An IRRRL, or Interest Rate Reduction Refinance Loan is also sometimes called the VA Streamline Refinance. The reason it is called a “Streamline” refinance is because of how easy the loan process is. There […]
Get Your VA Offer Accepted by the Home Seller
California Veterans can sometimes have a difficult time getting their offers to buy a home accepted by home sellers. As a matter of fact, it happens quite a bit. But by being proactive, there are things a California VA Lender and the Veterans real estate agent can do that will help increase the odd’s of […]
VA Loan Eligibility for National Guard and Reservists
California Veterans using the VA home loan program are able to buy homes with no down payment up to the county limit. But what does it take to be eligible for a VA loan, especially when it comes to someone who has served in the National Guards or Reserves. Many of those who have served […]