The CalVet home loan and the VA home loan programs are the primary home financing options for California Veterans. CalVet and VA both offer Zero Down Financing, but which program is the best for California Veterans? Well, it depends. There are several factors that play into which program is best for your situation. The type of property and […]
Category: Blog
How Much VA Mortgage Can You Afford in California?
“How much VA Mortgage can I afford?” is one of the most commonly asked questions a California Veteran has during the process of buying a home, And whether it’s you asking that question of yourself, or a lender calculating it for you, at some point along the way, you’ll need an answer to this question, along […]
How Bonus Entitlement Helps Veterans Buy Homes in California
One of the most common misconceptions of VA lending guidelines is how a VA Loan can help to buy a home in an expensive state like California. Whether you’re looking to buy near a local ski resort, a beach-side community, or your own slice of heaven somewhere in the middle, the cost of homes is […]
Top 10 VA Loan Benefits for a CA Veterans
When it comes to financing a home in California, the options seem nearly endless. Even homeowners who’ve been through the process many times will tell you that it can be a challenging just trying to choose a lender. And each lender you speak with will have their own recommendations for what’s best for you. Because […]
Two Types of VA Refinancing in California
There is more than one type of VA refinance program available for California Veterans. While the most common type of VA refinance program is the VA Interest Rate Reduction Reduction Refinance, or VA IRRRL, the VA cashout refinance is also very a very popular VA refinance program. What is a VA IRRRL? A VA Interest […]
VA Cash Out Refinance for California Veterans
The VA cash out refinance is one of the most under utilized VA benefits available for California Veterans. The advantages of using the VA loan program for pulling equity out of your home include being able to borrower up to 100% of your home value, flexibility when it comes to credit and income qualifying compared […]
Why You Should Let a California VA Lender Retrieve Your Certificate of Eligibility
The Certificate of Eligibility (COE) is an important step in starting the VA loan process. This document declares your eligibility for the VA loan program. When looking to start the loan process, you can either get the COE yourself or have your California VA lender request it for you. The fastest and easiest way to […]
California VA Loan Limits for 2017
What are “VA loan limits”? The Veterans Administration (VA) sets a maximum loan limit for what a qualified Veteran home buyer, with full entitlement, can borrow without making a down payment. This VA loan limit is calculated based on the average price a home is selling for in that county. That means that all across California, the limits will […]
4 myths about the VA loan program
The VA loan program is an amazing benefit for our veterans in California. Surprisingly, there are thousands of veterans in California that haven’t used the program because of some longstanding misconceptions about VA loans. Here is the truth behind 4 of the most popular myths regarding the VA loan program… Myth #1: You need to […]
VA Loan Calculator for California Veterans
[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Finding an accurate VA Loan calculator is not an easy task for California Veterans. Researching and doing your due diligence is important when in the process of searching for a VA loan to purchase or refinance a home. Some mortgage websites provide a loan calculator […]