[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] How many times can a Veteran use the VA home loan benefit? A California Veteran’s home loan benefits with the VA program is an often misunderstood concept. Many think that their entitlement is a one and done deal or expires after a certain time period. […]
Category: Blog
Jumbo VA Loan Program for Orange County, CA
The Jumbo VA loan program for Orange County, CA has become a fairly widely used way to finance a home over the past few years. As more Veterans in Orange County are discovering the many advantages of the VA program, it has become very popular. But what is it that makes the Jumbo VA loan program so great.
VA IRRRL Refinance for California VA Loans
The VA IRRRL refinance program is a great way for California VA loan borrowers to take advantage of low interest rates. An IRRRL, or Interest Rate Reduction Refinance Loan is also sometimes called the VA Streamline Refinance. The reason it is called a “Streamline” refinance is because of how easy the loan process is. There […]
VA Loan Eligibility for National Guard and Reservists
California Veterans using the VA home loan program are able to buy homes with no down payment up to the county limit. But what does it take to be eligible for a VA loan, especially when it comes to someone who has served in the National Guards or Reserves. Many of those who have served […]
Why VA Loan PreApproval is Important
How important is it to have your California VA mortgage financing figured out before you have an offer to buy a home accepted? I would say it is Super Important. There are a lot of moving parts when it comes to buying a home, especially with regards to the financing. If the financing does not […]
VA Approved Condos in California
If you are using VA financing to purchase a condo in California then you need to make sure the condo project is approved through VA. All too often an offer to purchase a condo is made and then accepted, only to find out later that the condo project is not on the VA approved condo […]
Restoring VA Home Loan Entitlement
Many Veterans don’t realize that the VA home loan program can be used more than once. Not only is the VA loan great for first time home buyers but it’s also great for move up buyers, especially in high cost California counties like Orange County, Los Angeles, San Francisco, Marin, Contra Costa, Alameda and San […]
Cashout Refinance to 100% Loan to Value with a VA Loan
It is possible to use VA financing to pull cash out up to 100% of the properties value. And while this may be true according to “VA Guidelines”, it’s not true with most lenders. Most lenders only allow a refinance of a VA loan to 90% of the properties value. First, it’s important to mention […]
How to use a VA Loan to buy a home in Westchester, CA
The VA loan program is one of the most underutilized mortgage programs around. And while it’s true that the borrower needs to be “eligible” for VA financing, even those who have VA eligibility often don’t realize how good the VA program is, especially in neighborhoods with homes in the $700,000 to $1,500,000 range like Westchester […]
VA Loan Limits for California 2014
The Veterans Administration announced the VA loan limits for 2014 in California recently, and for the most part the limits are up. Even with the increase in property values throughout the state, there was still some concern that the 100% financing loan limits may drop down from their 2013 levels. FHA had just announced a […]