[et_pb_section admin_label=”section” transparent_background=”off” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”on” custom_padding=”0px|0px|54px|0px” make_fullwidth=”off” use_custom_width=”off” width_unit=”off” custom_width_px=”1080px” custom_width_percent=”80%” make_equal=”off” use_custom_gutter=”off” fullwidth=”off” specialty=”off” disabled=”off”][et_pb_row admin_label=”row” make_fullwidth=”off” use_custom_width=”off” width_unit=”off” custom_width_px=”1080px” custom_width_percent=”80%” use_custom_gutter=”off” gutter_width=”3″ allow_player_pause=”off” parallax=”off” parallax_method=”on” make_equal=”off” parallax_1=”off” parallax_method_1=”on” parallax_2=”off” parallax_method_2=”on” parallax_3=”off” parallax_method_3=”on” parallax_4=”off” parallax_method_4=”on” disabled=”off”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_style=”solid” disabled=”off” border_color=”#ffffff”] There are many ways in which a getting […]
Category: Blog
How Do I Get a New DD214 Before Applying for a California VA Loan?
DD 214 forms are required of California veterans when applying for a VA mortgage loan, and, unfortunately, are commonly misplaced over time. The good news is that losing or misplacing your DD 214 is an easily solved problem! For starters, let’s go ahead and define what a DD 214 is and what it is used […]
How Do I Get PreApproved for a VA Loan in California?
A VA loan pre-approval letter is a document granted by a California VA mortgage lender that states that based on preliminary information such as the potential borrower’s credit, assets, and income, that they qualify for a VA loan of a specified amount. It is different from a pre-qualification in that some or all of the […]
The California VA Loan Appraisal Process
Before your California home can be approved for VA loan financing, a VA appraisal must be completed on the property. A VA appraisal involves a thorough inspection of the home and property to determine the current market value of the home. This appraisal is especially geared towards reporting any defects involving safety or security of […]
Can I Take out More Than One VA Loan in California?
The short answer to the question “How many VA loans can I have in California?” is that there is no limit on the number of times eligible California veterans are allowed to use their VA loan benefits. This answer often surprises California veteran borrowers who have used the program before. As you are probably well […]
VA Jumbo Loans are Available in California
California Veterans have been taking advantage of the VA Jumbo loan program in huge numbers in 2017 and 2018. A VA loan is considered to be a Jumbo VA Loan when it exceeds the county limit for 100% financing. While some down payment is required when going over the ZERO Down payment limit, it’s not […]
California Veterans Qualify for a VA Refinance Even if they have a Conventional Loan
Even if you currently have a Conventional or FHA loan, yes, you can refinance into a VA loan if you are an eligible veteran or member of the armed services. You can even refinance up to 100% of your homes value. Better yet, you may be able to save a great deal of money with a […]
Differences Between Standard VA Loan and CalVet for California Veterans
California is unique in that not only can a Veteran use the standard VA loan program for purchasing a home with no down payment, but can also take advantage of the CalVet loan program. But there are differences between the programs which can make one program better than the other for different people. When considering […]
VA Funding Fee to be Lower After September 30, 2011
California Veterans using their VA Eligibility are about to get a nice surprise, as the Department of Veterans Affairs recently announced they would lower the VA Funding Fee. The drop will help save thousands for VA Loan borrowers in California. The typical charge for “First Time Use” currently is 2.15%. The new percentage for first Time […]