The VA Home Loan Program is designed to help California veterans who served honorably, and their surviving spouses, buy homes as they start to lay down roots here in California. The VA loan program does not require a down payment or mortgage insurance and offers interest rates that are usually below market. Best of all, there […]
Category: VA Loan PreApproval
5 Financial Reasons for California Veterans to Buy a Home
There are many reasons a California Veteran should by a home. Property values in California have fully recovered in most counties compared to values in 2008 after the “mortgage meltdown”. Mortgage underwriting standards are now much stricter than they were prior to the crash, which has helped to stabilize the real estate market., Homebuyers are […]
Why California Veterans Should use the VA Loan Program to Buy a Home
Buying a home can be a difficult proposition for most non-Veteran Californian’s. The biggest hurdle to buying a home in California is the down payment. But this is where California Veterans have a big advantage over non-Veterans, because the VA loan program eliminates the need for a down payment. The VA mortgage is an […]
How Much VA Mortgage Can You Afford in California?
“How much VA Mortgage can I afford?” is one of the most commonly asked questions a California Veteran has during the process of buying a home, And whether it’s you asking that question of yourself, or a lender calculating it for you, at some point along the way, you’ll need an answer to this question, along […]
How Bonus Entitlement Helps Veterans Buy Homes in California
One of the most common misconceptions of VA lending guidelines is how a VA Loan can help to buy a home in an expensive state like California. Whether you’re looking to buy near a local ski resort, a beach-side community, or your own slice of heaven somewhere in the middle, the cost of homes is […]
Get Your VA Offer Accepted by the Home Seller
California Veterans can sometimes have a difficult time getting their offers to buy a home accepted by home sellers. As a matter of fact, it happens quite a bit. But by being proactive, there are things a California VA Lender and the Veterans real estate agent can do that will help increase the odd’s of […]
Why VA Loan PreApproval is Important
How important is it to have your California VA mortgage financing figured out before you have an offer to buy a home accepted? I would say it is Super Important. There are a lot of moving parts when it comes to buying a home, especially with regards to the financing. If the financing does not […]
How to use a VA Loan to buy a home in Westchester, CA
The VA loan program is one of the most underutilized mortgage programs around. And while it’s true that the borrower needs to be “eligible” for VA financing, even those who have VA eligibility often don’t realize how good the VA program is, especially in neighborhoods with homes in the $700,000 to $1,500,000 range like Westchester […]
Approval for VA Home Loan After a Short Sale
Getting a VA home loan after a short sale is fairly easy since VA does not require a wait period after the closing of the short sale. VA home loan underwriting guidelines tend to be more flexible than any other type of financing when it comes to prior derogatory credit. Of course, it is important […]