California VA Loan Officer

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CalVet vs VA Loan : What is the Difference?

CalVet vs VA Loan : What is the Difference?

What is the difference between the CalVet home loan program and a standard VA loan? Is one program better for California Veterans? Is it easier to qualify for VA or CalVet? These are all common questions from Veterans living in California. Many Veterans are not familiar with the CalVet program, but those that are sometimes […]

New California VA Buyers Should be Aware of Supplemental Property Tax Bills

New California VA Buyers Should be Aware of Supplemental Property Tax Bills VA loans and supplemental Tax Bills

In the first year of home ownership, most home buyers will receive a Supplemental Tax bill. For California Veterans who used VA financing and have their taxes paid from their impound account, receiving a Supplemental Tax bill causes confusion. “Shouldn’t the supplemental tax bill be paid from the impound account?”. In many case, the answer […]

VA Entitlement Codes on the Certificate of Eligibility

VA Entitlement Codes on the Certificate of Eligibility VA Entitlement Codes

The first step a California Veteran will need to complete in securing a VA loan is to obtain your Certificate of Eligibility. The Certificate of Eligibility, also known as the the COE, is a document that the Veterans Adminstration issues, which verifies your eligibility for VA financing. On the COE there is a number listed […]

Getting a VA Loan in California After a Bankruptcy or Foreclosure

Getting a VA Loan in California After a Bankruptcy or Foreclosure

              Buying a home using VA financing in California after a foreclosure or bankruptcy is possible sooner than many Veterans realize. But it does take some planning in order to make sure the VA loan is approved. Understanding the wait periods that VA requires after a bankruptcy or foreclosure […]

California VA Loan Limits for 2017

California VA Loan Limits for 2017 2017 California VA loan limits

What are “VA loan limits”? The Veterans Administration (VA) sets a maximum loan limit for what a qualified Veteran home buyer, with full entitlement, can borrow without making a down payment. This VA loan limit is calculated based on the average price a home is selling for in that county. That means that all across California, the limits will […]

The VA Home Loan for California Veterans

The VA Home Loan for California Veterans

The VA home loan program is an excellent program for California Veterans. California, which has one of the highest populations of Veterans in the country, also has some of the highest property values in the country. And this is one of the reasons why the VA program has been such a great benefit.  ***This article […]

Find California Homes Eligible for VA Financing

Find California Homes Eligible for VA Financing Find VA approved homes in California

Finding homes eligible for VA financing in California is easy. Singles family detached homes are easily financed with a VA loan. VA financing even works for 2, 3, and 4 units properties, and of course VA allows for 100% financing. Where it can get tricky is when a VA borrower is interested in finding a […]